One of the least expensive homeowners insurance companies in our rating, Liberty Mutual offers homeowners insurance policies in every state but Wyoming. Liberty Mutual has a standard policy competitive with other companies in our rating and offers a wide variety of policy add-ons like replacement cost, which reimburses the cost of replacing a covered item rather than just its depreciated value. They also have an option to adjust your coverage limits to keep pace with inflation.
Read more in our Liberty Mutual review.
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