Chubb’s standard policy is called Masterpiece Homeowners Insurance, which includes coverage such as replacement cost and water backup. Chubb, in partnership with Wildfire Defense Systems (WDS), even offers a no-cost option where WDS will provide a wildfire hazard assessment and maybe even help you prepare for evacuation, arrange temporary living accommodations, or help you clean up your property after a wildfire.
Chubb is also the only company in our rating to offer private flood insurance policies. These policies have higher coverage limits than policies offered through the National Flood Insurance Program (NFIP).
Homeowners insurance policies from Chubb are only available through its own agents.
Read more in our Chubb review.
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