Nationwide’s standard homeowners policy includes coverage that isn’t seen in many of the other companies in our rating. For example, it includes credit and debit card fraud. In the event of fraud Nationwide would cover you up to your chosen limits. Also included is coverage to rebuild your home to current building codes if it is damaged or destroyed by a covered peril.
There is also the option of Nationwide’s Brand New Belongings. After a covered event Nationwide would reimburse you for the depreciated value of your belongings, but once they are repaired or replaced Nationwide would then reimburse you for the difference.
You can also add coverage for water backup, identity theft, or your high-value belongings such as art, watches, or jewelry.
Nationwide is also the only insurance provider to have also placed in our Best Life Insurance, Best Renters Insurance, Best Car Insurance, and Best Pet Insurance ratings.
Read more in our Nationwide review.
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